Prepare

Work through the ECB Fit & Proper dimensions one at a time. Each card includes a self-reflection prompt and a focused mini-interview that biases the assessor toward that dimension.

Role you are preparing for

Reputation

Criminal / administrative / supervisory proceedings, litigation, conflicts of interest, financial soundness, tax matters, public statements.

60-second reflection

Pick the most challenging supervisory or legal episode in your record. Could you describe it in 90 seconds, factually, without defensiveness?

Experience

Banking, governance, leadership and committee experience tested for depth, complexity, scale and relevance to the role.

60-second reflection

Across your last three mandates, where did your experience genuinely change an outcome? Be specific about the decision and your contribution.

Knowledge

Banking risks (credit, market, liquidity, operational, concentration), governance, regulation (CRR, CRD, SREP, ICAAP, ILAAP, Recovery, Resolution), and financial crime.

60-second reflection

If your JST opened on ICAAP, recovery planning or DORA, where would you feel exposed? Build a one-paragraph answer to each before the interview.

Independence of mind

Challenge capability, courage, judgment, and escalation behaviour when faced with dominant shareholders, executives or peers.

60-second reflection

Recall the last time you dissented in a Board or Committee. What did you actually say, what was the outcome, and what would you do differently?

Time commitment

External mandates, conflicts, availability and capacity for crisis management — assessed against Article 91 CRD limits.

60-second reflection

Map every external mandate onto an annual day count and a crisis-capacity test. Would your aggregate exposure hold up to a JST challenge?

Collective suitability

How the candidate completes the Board's collective expertise map: diversity, expertise gaps, committee needs, strategic objectives.

60-second reflection

Look at the Board's collective suitability matrix. Which gap do you fill — and what does that say about how you'll add value in committees?